Dream to work part time and live on investments

July 28th, 2008

My friend Pauline was here for a visit over the weekend. We spent some good time catching up and talked till 1.00 a.m on Saturday. We updated each other on what happened in our lives and our fail attempts to lose weight healthily without relying on diet pills. :-)

Both of us have been suffering from similar health problems in the last 2-3 years. That certainly have our views on work, career and money changed over the years. We have spent 10 years of our youth at a stressful job, gain our financial independent and lost our health in the process!

We dream of a day that we can retire early, take up a less stressful job or live on a part time pay. One thing we know, with the high inflation rate and the pathetic interest we get for putting our money in the bank, that’s probably a far fetched dream!

We certainly need to learn more about other investment vehicles that bear better returns. Do not think we have the time and patience to invest in individual stock, but we like the idea of mutual funds and foreign currencies deposits. Anyone heard of trust deed investing? Diamond Bay Investments claims that real estate trust deed investments canĀ  produce a margin of return as high as 12 % and has a low margin of risk. Do you think it’s a viable for retirement income?


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