Lower your car or mortgage payment
With the rising prices of gas and everything else, if you have a mortgage and auto loan to pay, it can be quite suffocating. If a big chunk of your monthly salary goes to fixed payments, you would have very little cash flow and might not be able to save much.
Other than trying to earn extra money to cover the extra expenses, you might want to check out how you can lower the payment amount of your mortgage and auto loan. Is it possible to lower my payment? You may ask.
We do not have an auto loan currently, so we are not sure what you can do with it. But, we recently requested for an interest reduction with our mortgage lender and were granted a two percent interest reduction that resulted in about one hundred bucks saving per month.
Filed under finance | Comment (0)We both attended weddings, separately
The big boy attended his second cousin’s wedding on Saturday and I went for a wedding dinner on Sunday. While the big boy said he had a great time at the dinner, mine sucks.
It was such a boring wedding dinner. I don’t even know the bride and the groom!
The whole event was so comical, should I say? The guests were mostly the groom’s parents’ friends and relatives, the host and hostess acted like they were the focal of the day. They sang, danced and the groom’s mother went from one table to another like a butterfly!
Filed under musings | Comment (0)Flood in the Midwest
There has been storms off and on for the last few week at where we are going to live. In fact, you might have seen on the TV that many areas in the Midwest are hit by flood. My parents in law’s basement was flooded too few weeks ago. Though it’s just the basement, it took the big boy one whole day to help them clean up.
Can you imagine those houses that were submerged in the water to the roof? Surely it will be a hell lot of work to clean. Many of them will probably need to hire a disaster cleanup service to help with the cleaning up. It will take time for people to restore their home and hopefully they have insurance to cover the damages.
Filed under slice of life | Comment (0)Waiting is stressful
Another week passes by without any news on the “expedite” request of the immigration petition. It has been more than two weeks, waiting can be very stressful. Checking the online status and mailbox every 5 seconds just added to the frustration.
After one week of torture, realized that this had to go. Have been doing better this week, at least went to bed on time instead of staying late on the phone stressing the big boy.
Filed under migration | Comment (0)
Another pair of boots
The big boy has flat feet, he dragged his feet during walking and that’s bad for his shoes. He kept saying he needs to get another pair of work boots this week because the pair he has right now are worn out again. Look like he must start looking for a job that gives allowance for him to get his work boots. :-)
Proof read doctorate dissertation
Molly called yesterday evening, she wanted to know whether I can help her to proof read her doctorate dissertation. Since I have not been feeling to well and under a lot of stress right now dealing with the migration process, I told her to try to get another person to help. I also told her if she really cannot get someone else, then I would help.
She sent a text message this morning, told me her husband has agreed to do the proof reading for her. That’s good!
Filed under friends | Comment (0)
